Wednesday, July 30, 2025
12:00 – 1:00 p.m. CT
“In 33 years of practice, we have not had a claim or loss. We also have an outstanding record with our state licensure agency…We were facing a 500% increase in our premiums this year…Our broker has warned us that next year’s renewal process might be even worse…These issues may force us to close our doors.” -Child welfare services provider
Various kinds of insurance are costing more for individuals and organizations across sectors, but child welfare providers across the United States are facing urgent challenges accessing adequate and affordable liability insurance, putting the availability of the continuum of child and family services and supports at risk. The National Organization of State Associations for Children (NOSAC) and the Association of Children’s Residential & Community Services (ACRC), in partnership with multiple state associations and national partners, recently completed a survey to better understand the size and scope of the problem nationwide and the disruption that this challenge presents to effective public-private partnerships that support child and family well-being. Join us for the release of this report, which shares initial findings from a survey of 327 organizations across 46 states revealing that:
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providers across the country are paying higher premiums for lesser coverage–or are unable to obtain coverage at all;
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longstanding, high-quality providers with no claims against them are being impacted because the insurance marketplace is changing;
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insurance challenges will impact the availability of a diverse array of child welfare-related services, including family preservation services, foster family care, kinship homes, respite care, counseling services, and more;
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there is a collective call for legislative reform, shared risk models, and recalibration of insurance requirements to reflect what is feasible and fair in the current market environment.